Business Insurance : Motor Fleet Insurance : Business Fleet Insurance

Goods in Transit and Public Liability Insurance

Business & vehicle insurance for courier firms, hauliers and removal companies

As a fleet insurance broker, we understand the unique risks that come with managing multiple vehicles, drivers, and valuable goods. Our Goods in Transit and Public Liability Insurance solutions are tailored to safeguard your business, whether you operate delivery vans, trucks, or an entire logistics fleet.

· Fast turnaround quote process · Flexible payment terms · Low excess · Any Driver ·

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Goods in Transit Insurance

Transporting goods comes with inherent risks. Damage, theft, or loss during transit can significantly impact your business. Our Goods in Transit Insurance covers your cargo while it's on the move, ensuring your products or materials are protected against unforeseen events such as:

• Accidental damage
• Theft during transit
• Loss of goods due to fire or accident
• Loading and unloading incidents

This cover extends not only to your own goods but also those you're transporting on behalf of clients, providing you with peace of mind and minimising business interruptions.

Public Liability Insurance

Your fleet operates in diverse environments, from public roads to client premises, and any incident involving your vehicles could result in a liability claim. Public Liability Insurance covers you in the event that your business is held responsible for causing damage to third-party property or injury to others. This includes:

• Damage caused by your vehicles to third-party property
• Injury claims from the public due to your fleet operations
• Legal fees and compensation costs

With this protection, you can operate confidently, knowing that your business is covered should an accident happen.

Why Choose Us?

We specialise in fleet insurance solutions designed to protect every aspect of your business. Our team of experts will assess your specific needs and provide you with comprehensive policies, including:

• Flexible coverage options tailored to your fleet size and industry
• Competitive pricing to suit your budget
• Dedicated claims support to get your business back on the road quickly
• Risk management advice to minimise future claims

Let us take care of your insurance needs, so you can focus on running a smooth, efficient fleet.

We compare quotes from our panel of leading UK fleet insurance providers:

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As independent brokers we are not bound to any provider and work to find you’re the best policy at the best price. With expert knowledge of what is required our independent brokers consider the individual nature of your business to tailor the best quote and policy to your needs.

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Protect your business from unexpected risks with our Goods in Transit and Public Liability Insurance. Contact us today for a tailored quote and expert advice from our experienced team.

Frequently Asked Questions:

What is goods in transit insurance?

Goods in transit insurance is usually combined with either courier or haulage insurances to protect your customer’s goods against loss or damage whilst they are being transported.

Goods in transit insurance is not a legal requirement, however it is highly recommended to protect your business against the risk of transporting goods.

Goods in transit are also subject to delays. If a delivery cannot be made at the time specified, GIT insurance may enable you to claim for the cost to the business

Why do I need liability insurances?

Both employers’ liability and public liability insurances are important to consider with your goods in transit cover.

Employers’ liability insurance will protect you against claims from employers who suffer injury to their person or property whilst working for you. Goods in transit and public liability insurance will provide cover against injury claims from members of the public.

Who needs Goods In Transit Insurance?

Goods in transit and public liability insurance is recommended to any business that transports goods for reward. It is ideally suited to:

• Couriers
• Hauliers
• Removal companies

Can I get Goods in Transit and public liability insurance?

Absolutely. We provide tailored, flexible policies that can include both Goods in Transit and Public Liability insurance. These coverages ensure your goods are protected while in transit and safeguard your business against claims related to injury or property damage.

What affects the cost of my policy?

How much your good in transit insurance costs will depend upon:

• The value of goods you are transporting
• The routes that you travel
• Your claims history
• Where the vehicle is parked overnight