Business Insurance : Motor Fleet Insurance : Business Fleet Insurance

Business Fleet Insurance

Our Business Fleet Insurance aims to keep your business on the road by providing cover to multiple vehicles and drivers across the organisation all in one easy-to-manage policy. We can insure a variety of vehicle types including cars, vans, trucks, and lorries, as well as a variety of age groups behind the wheel.

Bluedrop’s business fleet insurance also provides the ability for you to insure a mixed fleet, allowing for those whose vehicle schedule is made up of a variety of vehicle types to be covered under one policy.

Perhaps your business employs a travelling sales team, or you work in the courier business, short-haul logistics or construction industry? Whatever your background story, at Bluedrop we insure business fleets of any size from a minimum of 3 vehicles and upwards.

Business fleet insurance means you can choose between the standard everyday fleet insurance options of being insured either with comprehensive, third party only, or third-party fire and theft cover.

How much does business fleet insurance cost?

The cost of business fleet insurance is influenced by a number of factors. These include:

- The size of your fleet. You will pay more overall for business fleet insurance if you add more vehicles (although you may pay less per vehicle if you insure a large quantity).

- The types of vehicles you own. Lorries, for example, are more expensive to insure since your insurer must pay more to cover their market value.

- How often you use those vehicles. A collision is more likely to occur the longer your drivers are on the road. Business fleet insurance premiums can be increased as a result.

- Prior claims. It may help you get a cheaper quote if your business hasn't made any claims in recent years.

Bluedrop’s top tips to cut business fleet insurance costs:

• Some business fleet insurers offer discounts if dashboard cameras are installed in your vehicles, as this promotes safer driving.
• Green vehicles (no, not the colour green) are more environmentally friendly and can sometimes cost less to insure. The engines on electric and hybrid vehicles typically produce less power than regular vehicles, so it's considered safer by insurers to drive them.
• Those with a clean driving record over the age of 25 are able to obtain the cheapest car insurance rates, as they represent a lower risk than those under 25 or those with previous claims on their record.
• Keep your fleet safely stored at night in a secure location, like a garage or a car park under CCTV surveillance, to lower the risk of theft and possibly receive a lower insurance quote.
• It is important to maintain your vehicles on a regular basis. A well-maintained fleet is less likely to experience breakdowns. Get a cheaper quote by showing your insurer evidence of regular checks of your tyre pressure, engine, brake pads, oil levels, etc.

Get in touch

If you have more than one vehicle in your business, business fleet insurance is the way to go. Request a quote from our insurance specialists to find out more.

We understand that being a business owner is no simple feat—you've got enough to think about without having to worry about your business fleet insurance. That's why we're here for you. We'll make sure you have the cover you need and that everything's in its place when you need it, so you can stay focused on what really matters: running your business.