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Personal and Home Insurance : Non Standard Home Insurance : High Net Worth Insurance
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High Net Worth Insurance
At Bluedrop Services, we understand that your assets are unique, and your insurance needs go beyond the ordinary. That's why we offer High Net Worth Insurance tailored to protect your wealth, property, and lifestyle with the utmost care and expertise. Whether you're insuring your home, art collection, luxury vehicles, or antiques, we provide comprehensive coverage to safeguard the things that matter most to you.
We help private clients with high-value homes create a customised risk management and insurance strategy that ensures comprehensive protection at the best possible price. Partnering with leading, specialist insurers, we provide expert solutions tailored to your unique needs.
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Our high net worth insurance includes...
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Features and benefits:
- Worldwide cover on all contents
- Fine art
- Prestige and classic cars
- Jewellery
- Antiques
- Outbuildings
- Money, credit card and family legal protection
- No need to list individual items under £5000 in value
- Contents in outbuildings automatically covered up to £2,500
- Property owners liability with a £2 million limit of indemnity
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Call +441489780491 for a high net worth insurance quote and we'll find the right option for you...
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How High Net Worth Insurance Works
High Net Worth Insurance is designed specifically for individuals and families with substantial assets who require more than just standard coverage. Here is what you can expect:
- Customised Coverage: We understand that every High Net Worth individual has distinct needs. Our brokers work closely with you to design a bespoke policy that covers your unique assets and lifestyle.
- Comprehensive Protection: From your multi-million-dollar estate and fine art collection to high-value jewellery and luxury cars, we ensure all your assets are fully covered.
- Worldwide Coverage: Travel with peace of mind knowing that your insurance extends to protect you globally. Whether you're abroad on business or vacation, you’ll have the same level of coverage you enjoy at home.
- Enhanced Liability Coverage: High Net Worth Insurance also provides more extensive liability coverage, offering protection for unforeseen incidents and risks associated with your wealth.
- Expert Advice: Our experienced team of insurance brokers specialise in High Net Worth individuals and can provide guidance on asset protection, risk management, and wealth preservation strategies.
What We Offer
Our High Net Worth Insurance packages cover a wide range of assets and liabilities, including but not limited to:
- Home and Property: Comprehensive coverage for primary residences, vacation homes, and other properties, including protection against natural disasters, theft, and vandalism.
- Luxury Vehicles: Coverage for luxury cars, motorcycles, boats, and other high-value vehicles, offering specialised protection for unique vehicles.
- Fine Art & Collectibles: Tailored insurance for fine art, antiques, jewellery, and other collectibles, ensuring that your valuable items are protected at their full market value.
- Personal Liability: High limits of liability protection to cover you in the event of an accident or incident that may result in financial loss or legal claims.
- Jewellery & Valuables: Whether it's a priceless engagement ring or an extensive jewellery collection, we offer coverage that reflects the true value of your items.
Why choose Bluedrop?
At Bluedrop Services we prioritise your peace of mind. Our experienced team takes the time to understand your needs and crafts an insurance policy that aligns with your lifestyle and financial goals. With access to top-rated insurers, we compare to find the most flexible, comprehensive policies at the best price that provide protection from all angles.
- Dedicated Support: You’ll have a dedicated broker who understands your needs and is available to assist you whenever you need it.
- Peace of Mind: Knowing your assets are adequately insured allows you to focus on what matters most without worrying about potential risks.
- Exclusive Partnerships: We work with premium insurers that offer specialised services and coverage options for High Net Worth clients.
Protecting your wealth requires a personalised approach, and our team is here to guide you every step of the way. Get in touch with us today to learn more about how we can help secure your assets with High Net Worth Insurance. We’ll design a policy that fits your needs, offering you the tailored coverage and peace of mind you deserve.
High Net Worth Insurance FAQs
What is high net worth insurance?
High net worth insurance is a type of private client insurance that offers cover for High Net Worth individuals who require a greater level of protection than standard home and contents insurance can provide.
If your home is of exceptionally high value or you’re looking to insure non-traditional items such as a cellar of vintage wines, or a designer handbag collection, you’ll need to protect these assets with a High Net Worth insurance policy
Do I need High Net Worth Insurance?
This product may be appropriate for you if any of the following apply:
- Your family home is worth over £1 million
- You own valuables with a combined worth of over £20,000 (such as jewellery, watches and works of art)
- Your home contains one item worth more than £10,000
- Your home has 5 or more bedrooms
- Your property has outdoor structures such as Pools, tennis courts or stables
What's included?
Ours is a fully bespoke policy, but here are some of the most popular features:
- All risk worldwide cover for contents including electronic devices, jewellery & watches
- Alternative accommodation cover if home is made uninhabitable by an insured event
- Bespoke cover for art, antiques, jewellery and watches with expert underwriting
- Accidental damage cover included as standard
- Home emergency cover with 24 hours helpline
- Legal expenses cover optional
- Annual travel cover optional
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