When does your business need Small Fleet Insurance?

No matter how small, your business will no doubt rely on commercial vehicles to survive. Whether to transport goods, visit customers, or indeed transport customers, commercial vehicles are important assets to the business. A small fleet can be considered as anything from three to say 15 vehicles. Generally speaking, you will only need to have three or more commercial vehicles in order to benefit in a reduction on insurance premium and appreciate time management advantages of small fleet insurance.

Small fleet insurance is relevant for as few as 3 business vehicles

Small fleet insurance or mini fleet insurance will help your business stay on the move and enable you to reach a larger client base. Insuring multiple vehicles on a fleet car insurance policy will often work out much cheaper than individual policies and provides more flexibility and efficiency with only one renewal date to remember and manage.

Even if your business is not big enough to employ a fleet manager, there will be someone responsible for managing the business fleet, no matter how small. Time and money saved in this area will benefit the business no matter how small the fleet so it is important to consider mini fleet insurance as soon as you utilise 3 vehicles for business.

For small businesses in particular, financial claims against injury or damage to property can pose significant risk due to limited resources and finances. Comprehensive motor insurance cover will safeguard your business against all potential risks in one easy step.

Expanding businesses should consider small fleet insurance

Small fleet insurance is also ideal for expanding businesses as you can add or remove vehicles or drivers from the policy as and when needed throughout the life of the policy. Generally the more vehicles you add, the more you will save overall.

There are many advantages to implementing a small fleet car insurance policy for your business, but the main ones include:

• A reduction in premium when all vehicles and drivers are combined
• One renewal date to remember
• Flexibility due to the combination of types of vehicle, level of cover and drivers allowed on one policy

Whether your business lease or own vehicles for commercial use you will require a mini fleet insurance policy to address the level of risk which is different to that of a personal driver policy.

Bluedrop Insurance have a number of specialist fleet insurance schemes for all forms of small or mini fleets, taxi fleets, haulage fleets, courier fleets, self drive hire fleets, credit hire fleets and coach or minibus fleets.