• Motor Fleet Insurance
  • Business Insurance : Motor Fleet Insurance : Taxi Fleet Insurance

  • Taxi Fleet Insurance

    As a business owner looking for taxi fleet insurance, you can save a considerable amount of time and money when you insure your vehicles as a fleet. Taxi fleet insurance is much simpler than insuring each vehicle separately, and it's also much more cost-effective.

    Not only will you benefit from lower rates than if you were insuring each vehicle separately, but you'll also be able to save administration time and money by only having to deal with one single company that can take care of all of your needs with no additional costs. Allowing you to concentrate on running your business efficiently and cost effectively.

    Our taxi insurance product for fleets offers a multitude of options over and above standard fleet insurance, and levels of cover for fleets of 3 to 500+ vehicles. We understand how important it is to have your drivers on the road and for claims to be dealt with quickly, maximising the productivity of your taxi fleet.

    • Our taxi insurance includes...

    • Features and benefits:

      • Any geographical area (incl. PCO)
      • Any driver
      • All vehicles (incl. minibuses)
      • Comprehensive, third party fire & theft or third party only
      • Ability to convert from bonus rated to fleet rated
      • Replacement vehicle cover following a non-fault accident
      • Public Liability available to satisfy council requirements
    • As insurance specialists we offer:

      • Fast & efficient documentation issuing
      • Fast turnaround quotation process
      • Flexible payment terms
      • Fleet management advice
      • 24hr claims service

      Additional cover options on request.

          • What is taxi fleet insurance?

            Taxi fleet insurance provides cover for multiple vehicles under one policy. It can be renewed annually and includes cover for as many vehicles as you require. You can add or remove vehicles throughout the year and still receive pro-rata coverage. Having all your vehicles insured through the same company also offers financial incentives.

            What is the minimum number of vehicles I need to qualify?

            With taxi fleets, it's not just about the vehicle—it's about the drivers and passengers you transport. That's why we offer a variety of coverage options for fleets of 3 to 500 vehicles, so you can get exactly what you need from our taxi fleet insurance. From comprehensive physical damage coverage to public liability protection, we've got an option for any size taxi fleet so that your business is always protected.

            What types of taxi fleet insurance are available?

            There are three levels of protection for your business and drivers:

            - Third-party only (TPO)

            If an accident occurs, this coverage covers all third-party liabilities. Vehicle damage caused by your negligence is not covered by this policy.

            - Third-party, fire and theft (TPFT)

            In addition to TPO, this insurance provides fire and theft coverage.

            - Comprehensive

            The most popular level of taxi fleet insurance available. As well as the above protection, it provides coverage for any accidental damage to your vehicle.

            With our comprehensive policy, you can be sure that your drivers are protected while they're working—and that you'll be covered if they're in an accident. Plus if you find yourself in the unfortunate event that one of your taxis is stolen or vandalised, we’ll get you up and running again with ease.

            Your drivers are your most important assets, so make sure they have the right coverage when they need it most.

            How much does taxi fleet insurance cost?

            It is difficult to estimate your insurance premium since each quote is tailored to your specific business needs.

            However, to help you understand what effects the cost it is important to know that we will consider a number of factors, including:

            - The number of vehicles that you own and operate
            - Your type of vehicle
            - The nature of your business
            - The history of your trading
            - Age, experience, and background of the driver
            - Your location

            How can I save money on my fleet insurance?

            Besides saving time and administration by managing only one fleet taxi insurance policy, there are other ways to save money:

            - Limit the age of drivers to over 25.
            - Ensure that your policy is paid annually.
            - Consider installing speed limiters.
            - Install sufficient security measures in taxis, such as immobilisers and alarms.
            - Consider bundling your taxi fleet insurance with commercial and breakdown coverage.
            - Consider a limited mileage policy if this is appropriate for your business.
            - Be careful when choosing your taxi fleet. Taxis with low emissions are cheaper to insure.

            How do I buy taxi fleet insurance?

            We know that every taxi company is different, and we want to make sure we have a policy that fits your needs. We think it's important for you to get the best deal possible, so we've put together a team of experts who can assess your needs and tailor a policy that will suit you perfectly.

            Our team is made up of insurance brokers with decades of experience in helping people like you find the best possible fleet insurance at the lowest rates possible. They'll spend time getting to know your business and how it operates, so they can help you find an appropriate policy without wasting time or money on something that doesn't fit with where you are now or where you want to go in the future.

            When will my cover start?

            At Bluedrop, we understand how important it is for you to get your business up and running as quickly as possible. We can promise you a quick turnaround on our quotation process as well as fast and efficient documentation issuing.

            Once you've spoken to a specialist advisor, we'll take care of the rest. As part of our service, we will research the best taxi fleet insurance quotes for your business and confirm the cover options with you. Our mutually agreed upon will then be submitted to the insurance firm and you will be notified of your coverage and your business will be insured immediately.

            Bluedrop’s 24-hour claims service

            When you run a taxi fleet, your drivers are constantly on the road. You need to be able to rely on them to get the job done—even when they're in the middle of a claim.

            With our 24-hour claims assistance, you'll always have the support you need when you need it. We'll do our very best to ensure that your fleet remains fully functional after a non-fault claim.